IRS Bank Levies: What They Mean and How to Respond
August 1, 2025

An IRS bank levy can leave you unable to pay bills, cover payroll, or handle everyday expenses. With one order, the IRS can freeze your account and take your funds after a 21-day hold period.

The IRS only uses this measure when other attempts to collect have failed. Before a levy is issued, you’ll receive a Final Notice of Intent to Levy. This is your last warning — and your final chance to resolve the debt before losing access to your money.

At Total IRS Relief, we understand the urgency. Our team works quickly to communicate with the IRS, negotiate payment arrangements, or demonstrate that the levy creates undue financial hardship. The sooner we act, the better the chance of releasing your funds and preventing future seizures.

If you’ve been notified of an IRS bank levy or your account is already frozen, call Total IRS Relief today for immediate help.