Help! My Wages Are Being Garnished by the IRS. What Can I Do?
January 3, 2024

When the IRS garnishes your wages, it can create overwhelming financial strain. However, it’s important to realize that you have options available to halt an IRS wage garnishment and regain control over your finances.

If you’re currently facing a wage garnishment, it’s important to educate yourself about your rights and options. Let’s delve into the specifics of an IRS wage garnishment, understand its causes, and, most importantly, explore effective strategies to stop it.

Understanding IRS Wage Garnishments

A wage garnishment is a legal measure employed by the IRS to collect unpaid taxes. The IRS can initiate a wage garnishment without a court order.

Notices from the IRS will precede a potential wage garnishment. These notices, including the Final Notice of Intent to Levy, serve as warnings of the impending garnishment. Failure to respond or take action within a specific timeframe can result in a levy and/or wage garnishment.

The Impact of IRS Wage Garnishments

Wage garnishments directly affect your take-home pay, potentially making it challenging to maintain a comfortable standard of living or cover essential expenses.

Furthermore, it can harm your credit score, impacting your ability to secure loans or obtain favorable interest rates. It can strain personal relationships and cause stress, and can potentially affect your professional reputation if colleagues become aware of the garnishment.

Stopping an IRS Wage Garnishment

Stopping an IRS wage garnishment requires proactive measures and effective strategies. Here are essential steps you can take:

Respond to IRS Notices: Timely response to an IRS notice regarding a levy or wage garnishment is crucial. Ignoring these notices escalates the situation. After receiving a Final Notice of Intent to Levy from the IRS, you can request a Collection Due Process Hearing where you can discuss your case and prevent a levy or garnishment.

Explore Payment Options: The IRS offers payment options to settle tax debts, such as installment agreements or offers in compromise.

Request a Hardship Exemption: If a wage garnishment causes severe financial hardship, you might qualify for a temporary exemption or reduction.

Resolve Tax Disputes: Promptly address any discrepancies in the amount owed. Disputing tax assessments can potentially halt a wage garnishment until the issue is resolved.

Seek Professional Assistance: Hiring a reputable tax professional is invaluable. They navigate complexities, represent your interests, and negotiate with the IRS on your behalf, aiming for the best outcome.


The Total IRS Relief Advantage…

Partnering with a tax professional like William Sharpe and Jeff Lichtenberger at Total IRS Relief is instrumental in stopping an IRS wage garnishment and reclaiming control of your financial future.

Their expertise and successful negotiations with the IRS position them as trusted advisors for resolving wage garnishment issues. With their comprehensive knowledge, Total IRS Relief will explore all available options for the best resolution tailored to your circumstances.

When you engage with Total IRS Relief, you gain a reliable ally fighting for your rights. They negotiate with the IRS on your behalf, striving to find optimal solutions.

Don’t let a wage garnishment dictate your life. Contact Total IRS Relief today for a risk-free consultation and regain command over your financial future!

Total IRS Relief serves all 50 states and will fight for your interests at the federal or state level. Call us at (877) 924-1040 to discuss your case.